This program is available to Lahaina and Kula homeowners whose primary residence was destroyed or deemed uninhabitable due to the August 8, 2023 wildfires. Approved households are eligible to receive up to $15,000 in funding to cover pre-development needs that are necessary to rebuild your primary residence.
It’s important to note that applicants do not need to be of Native Hawaiian descent to apply for this program.
Before you begin the application process, we kindly request that you review the following guidelines to determine if you qualify, understand the eligibility requirements, and ensure you have the necessary documents for your application.
Primary residence destroyed or deemed uninhabitable due to the August 8, 2023 wildfires
Be the homeowner prior to August 8, 2023
Must be intending to rebuild home within 365 days of application approval
One Grant Awarded per Tax Map Key (TMK)
Must be at 150% AMI or below
Eligibility Expenses
Professional Services (Architect, Engineer, Permit Fees and Expediting, Site Survey)
Interest Rate Buy Down and covering loan closing costs for construction or mortgage refinancing
Construction Cost Estimation and Budget Consultation
Site work necessary to rebuild permanent home
Program Requirements
Show proof of receiving Financial Empowerment or Literacy Counseling or participate in Financial Empowerment or Literacy Counseling from a Certified Counseling Agency
Participate in monthly online progress reports survey to the funds received.
Residence must be owner occupied
Proof of progress and/or site visits may be required
Required Documents Needed to Apply
Identification
Accepted ID includes Hawaii State ID or Driver’s License, Passport, Military ID, Out of State ID (with support of Hawaii residency), and proof of Social Security (Social Security Card or Tax Documents verifying your SSN)
Proof of Ownership
Proof of Income (2023 tax document or two months of most recent income statement for all household members)
Documentation of insurance settlement and/or FEMA damaged dwelling/rebuild grant